A Kelly Letter Subscriber Story
Why David Put 9SIG on His First Supercar
He discovered The 3% Signal, put 9Sig under an engineer’s microscope, and began following the plan in September 2023. What followed changed his family’s financial trajectory—and eventually gave him a reason to celebrate a childhood dream.
A Message That Stopped Us in Our Tracks
Every so often, a subscriber sends us a message that reminds us why we do this work.
David first discovered The 3% Signal in September 2023, read it in two days, and went on to subscribe to The Kelly Letter and follow 9Sig.
Then, in July 2026, he sent us these photographs.
Following 9Sig didn’t just change my financial trajectory. It absolutely transformed my family’s quality of life and allowed us to attain a level of peace and certainty that I could never have imagined.
— David S.
It’s about more than money.
It’s about peace, confidence, and building a life with more choices.
How He Found 9Sig
He Followed a Trail
David had known about TQQQ for nearly a decade, but had stayed away after hearing repeated warnings about volatility decay in mainstream financial coverage.
Then, while browsing an online discussion about TQQQ, he came across an investor with a multimillion-dollar account.
Curious, David followed clues in the comments until he encountered an unfamiliar term: 9Sig.
That search led him to Jason Kelly, The 3% Signal, and then The Kelly Letter.
The Engineer’s Test
Then He Tried to Find What Was Wrong With It
David is an engineer by profession. He describes himself as highly analytical, and he had already spent years studying markets, reading more than ten finance and investing books, and testing different approaches.
“What am I missing?”
He spent an entire weekend reading the roughly 200-page user guide, studying the historical backtests and Monte Carlo simulations in Jason’s materials, and looking for a flaw that would change his view of the plan.
What resonated with him was not a prediction about where the market would go next. It was a mechanical framework built around predetermined rules and the long-term premise that the stock market fluctuates around a rising line.
Before 9Sig
He Had Already Tried a Lot
David’s investing journey began in 2017. He was searching for an approach that could support a different life goal: financial independence and the possibility of retiring early.
Along the way, he experimented with long-term mutual funds, penny stocks, and several options strategies. He says many of those experiences produced disappointing—and at times negative—results.
“My dream has always been to retire early and live life on my terms.”
Long-term mutual funds
Penny stocks
Cash-secured puts
Covered calls
Credit spreads and other options strategies
Then he found a rules-based framework that fit the way he thought.
The Numbers Behind the Milestone
From About $470,000 to a $3 Million Milestone
David says he began following 9Sig in September 2023 with approximately $470,000 in investment assets. In May 2026, his combined investment assets crossed $3 million—the milestone he had set before allowing himself to buy the Lamborghini.
~$470K
Starting investment assets
$3M+
Personal milestone reached
What Went Into That Growth
A transparent look at David’s own account
- Starting assets
- Approximately $470,000
- Additional contributions
- Approximately $100,000–$150,000
- Separate activity
- Cash-secured puts sold in another account
- Major withdrawal
- Approximately $200,000 for the Lamborghini down payment
David’s result was not produced by 9Sig alone. He continued saving aggressively, increased retirement-account contributions, invested additional income, and used an options strategy in a separate account. The figures above are based on David’s own description of his experience.
A Childhood Dream, Realized
$3 Million Was the Milestone.
The Lamborghini Was the Celebration.
David had made the $3 million mark a personal checkpoint. If he reached it, he would celebrate by realizing a childhood dream.
In 2026, while still in his 30s, he purchased his first supercar: a 2023 Lamborghini Huracán Evo.
“For me, celebrating financial milestones is extremely important, and the Lamborghini is the result of the $3 million target.”
Then Came the License Plate
Not a Promise.
A Personal Reminder.
When it was time to choose the custom plate, David selected the name that had come to represent discipline, rules, and a framework he believed in.
“Every time I fire it up, it’s a direct reminder of the discipline, the mechanical rules, and the framework that you built that made it all possible.”
David’s experience is personal to him. No particular financial outcome or purchase is promised or implied.
His Story Did
Not Stop with Him
David says he has shared the plan with more than 75 friends, colleagues, and loved ones over the past two and a half years, with many copies of Jason’s book purchased as a result.
He says he shared it because he wanted the people around him to have a chance at a more prosperous future.
“The impact you have on helping everyone in my community have a chance at a prosperous future cannot be overstated.”
The Framework Behind the Story
What Is The Kelly Letter?
A complete system that combines rules-based investing with weekly market clarity.
Rules-Based Sig Systems
Choose from 3Sig, 6Sig, 9Sig, and Income Sig—each with clear rules for buying, selling, and rebalancing.
Sunday Market Clarity
Every Sunday, Jason analyzes what truly helps in the market, so members can stay focused on their plan, not the noise.
Tools and Community
Member calculators, full plan instructions, audio readings, archives, forums, and ongoing support.
Why He Still Reads Every Sunday
The Rules Are Only
Part of the Plan.
By the time David had studied the 9Sig user guide, backtests, and simulations, he understood the mechanics of the plan.
So we asked him a simple question:
If you already know how 9Sig works, why is The Kelly Letter still worth subscribing to?
David’s Answer
Knowing the rules gives you the engine, but The Kelly Letter provides the steady hand on the wheel week after week.
— David S.
His Sunday Morning Routine
“Every Sunday morning, sitting down with a cup of tea to read your synopsis has become a favorite routine of mine. It gives me complete clarity, reinforces my conviction and keeps me perfectly aligned with the long-term plan.”
9Sig Stories
Every Milestone Looks Different
David’s $3 million milestone had four wheels and a 9SIG license plate. Another subscriber’s milestone may look completely different.
Million-Dollar Milestone
Reaching a seven-figure portfolio through years of disciplined investing.
Retirement Freedom
Building the resources and confidence to begin a new chapter.
Family Security
Creating greater stability, opportunity, or peace of mind for loved ones.
David’s Milestone
Dream Realized
A childhood dream celebrated after reaching a personal financial milestone.
Not Yet a Kelly Letter Member?
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What’s Your Milestone?
Has The Kelly Letter helped you reach an important financial or personal milestone? We would be honored to hear your story.
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Your story might inspire another subscriber.
About David’s Story
This testimonial reflects one subscriber’s personal experience as described by David. The figures shown include continued savings and contributions, activity outside 9Sig, and a major withdrawal. Individual investment results vary. Nothing on this page should be interpreted as a guarantee of future performance or of any particular financial outcome. Investing involves risk, including possible loss of principal.
