Happy new year!
My name is Jason Kelly. In 1997, I wrote the first edition of The Neatest Little Guide to Stock Market Investing to teach people how to profit in the market by managing their own accounts. It’s a bestseller currently in its fifth edition. Over the years, I’ve met many of the book’s readers and discovered that most didn’t want to become part-time stock traders, but just wanted to find the optimal way to manage their retirement accounts. So, two years ago I wrote a book dedicated to that topic. It’s called The 3% Signal, and its plan is perfect for your Boeing 401(k) program.
The 3% Signal (3Sig) is an investing plan that beats the general stock market by moving money into or out of a stock fund in your Boeing 401(k) once per quarter based on the price of the fund only. When the fund grows 3% in a quarter, you do nothing. When it grows more than 3%, you sell the surplus profit and move it into a safe bond fund. When it grows less than 3% or falls in value, you use money from the safe bond fund to buy the stock fund up to the 3% growth line.
This simple action, using the clarity of prices alone, guides you to buy more of the stock fund when its price is cheap, and sell some of it when its price is expensive. The bigger the shortfall, the more you buy. The bigger the surplus, the more you sell. Because it requires just two types of funds — both available in your Boeing 401(k) — you can put it to work right away.
This unemotional method — powered by prices, not opinion — beats the market. In so doing, it beats most professional advisors because the majority of them loses to the market.
The plan reduces investing stress by eliminating the need to monitor financial news and opinion, which issue conflicting advice based on “gut instinct” and other unreliable intuition. A key form of investing stress, the type caused by indecision, is eliminated by following the quarterly signal, which specifies how many shares to buy or sell.
The 3% Signal is perfectly suited to your Boeing Company Voluntary Investment Plan, which was recently rated by Bloomberg as the second-best 401(k) plan in America:
When I saw this study, I knew I had to make an announcement to you and other Boeing employees because I know I can help you retire with more money at your disposal.
The Boeing Company Voluntary Investment Plan is an excellent retirement program offering 17 fund choices, including two low-cost index funds of the variety that are ideal for the 3Sig plan. They are:
- Russell 2000 Index Fund
U.S. Small Cap Index for growth
0.07% expense ratio - Bond Market Index Fund
U.S. Fixed Income Index for safety
0.06% expense ratio
To help you put the two funds to work in your plan, I’m offering a free Boeing 3Sig Quick Start Guide. This one-page primer will brighten your financial future in four short steps. I also offer a free 3Sig Calculator, which makes it easy to generate your plan’s signals, and it can email you every quarterly action. If you keep these emails in a folder, you’ll build your own personal retirement plan history as the quarters go by.
The guide is free here, and the calculator is free on the 3Sig Tools page.
You might be wondering why I’m giving you the guide and allowing you free access to the calculator. Fair enough. Please allow me to explain.
I hope you’ll decide after looking over the free guide and calculator that you want to buy The 3% Signal book in order to thoroughly understand the plan. Then, I hope you’ll decide after reading the book that you want to subscribe to The Kelly Letter, which shows in every Sunday morning issue how your plan of rational reaction is running circles around breathless media coverage. I believe you’ll conclude after seeing the guide, using the calculator, and reading the book that you want more of my perspective in your financial life.
And trust me, the less time you spend reading “Ten Things Every Investor Must Know About The Market Now!” the better off you’ll be. Anybody working for Boeing is too smart to fall for the click-bait childishness put forth by most investing websites and publications. The signal-to-noise ratio is at an all-time low.
May I make a suggestion? Here’s a great way to set your financial path right in 2016: Subscribe to The Kelly Letter for a year and I’ll send you a copy of The 3% Signal absolutely free, not even a charge for shipping. You’ll get access to the complete subscriber archive as soon as we process your subscription, receive all notes from me for the next year, and receive your copy of the book in a few days. This is a great deal, and is yours now by clicking this image:
[Can’t click the image? Then just click here!]
So, that’s what’s in it for me and what I hope you’ll do. The guide and calculator are yours for free, as promised, and I hope they help you start this year right, but if you’d like to take it to the top level right now, please click the image above, or click here.
I wish you well with your improved Boeing 401(k)! If you have questions, please reach me via the Contact page.
Good luck and, once again, happy new year!
Yours truly,
